This Committee is reviewing the use of electronic communications and transactions between insurers and consumers and consider risks to consumers, regulatory gaps, and legislative and regulatory issues arising from current and possible future applications of electronic commerce. The scope of the review will exclude transactions between insurers, agents and brokers, except when they are facilitating communications between insurers and consumers. Transactions with regulators will be excluded from the scope as well. If CCIR agrees that significant issues exist, the Committee will develop recommendations for regulatory changes.